Unlocking the Power of Credit Card UPI: A Comprehensive Guide for Google Pay, PhonePe, and Paytm Users

Unlocking the Power of Credit Card UPI: A Comprehensive Guide for Google Pay, PhonePe, and Paytm Users

In this detailed guide, we will walk you through the seamless process of adding your credit card to UPI on three major platforms: Google Pay, PhonePe, and Paytm. Follow these simplified steps to enable quick and hassle-free transactions using your credit card.

Please visit PhonePe, GooglePay, Paytm

Part 1: How to Add Credit Card to UPI Apps

Google Pay:

Unlocking the Power of Credit Card UPI: A Comprehensive Guide for Google Pay, PhonePe, and Paytm Users

Image Credit: smartprix

  1. Open Google Pay and go to Profile.
  2. Tap on “Pay businesses” or go to “Set up payment methods” > “Add credit or debit cards.”
  3. Scan your credit card or enter details manually.
  4. Add expiry date and CVV.
  5. Hit Save and proceed, accepting the terms and conditions.
  6. Verify with OTP sent to your registered phone number.

Paytm:

Unlocking the Power of Credit Card UPI: A Comprehensive Guide for Google Pay, PhonePe, and Paytm Users

Image Credit: smartprix

  1. Open Paytm and go to Profile Picture > Payment Settings > Saved Cards.
  2. Tap on “Add New Card” and agree to the disclaimer.
  3. Enter card details and save as per RBI guidelines.
  4. Proceed with OTP verification to confirm your card.

PhonePe:

Unlocking the Power of Credit Card UPI: A Comprehensive Guide for Google Pay, PhonePe, and Paytm Users

Image Credit: smartprix

  1. Launch PhonePe, go to Profile > View All Payment Methods > Credit/Debit Cards.
  2. Add card details and hit Add.
  3. Enter OTP received on your phone and submit to complete the process.

Part 2: How to Make Payments Through Credit Card Using UPI Apps

Google Pay:

  1. Scan Bharat QR Code or use NFC for payments.
  2. Enter the amount, select the credit card, and proceed.
  3. Provide OTP received on your registered phone number to complete the transaction.

Paytm:

  1. Scan BharatPe QR Code, enter the amount, and choose your saved credit card.
  2. Enter CVV and OTP for confirmation.
  3. Alternatively, add money to Paytm Wallet and use your credit card for payment, confirming with CVV and OTP.

PhonePe:

  1. Find a BharatPe-supported merchant and scan the QR code.
  2. Enter the amount and select the credit card for payment.
  3. Provide CVV and OTP received on your registered number to finalize the transaction.

Also read: Easy Steps to Change or Reset BHIM UPI PIN Through PhonePe

With these simple steps, you can effortlessly add your credit card to UPI and enjoy convenient, contactless payments on Google Pay, PhonePe, and Paytm. Experience the ease of secure transactions today!

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