Generate, Change, and Protect Your HDFC Credit Card PIN: Easy Steps and Safety Tips

In the realm of finance, your HDFC credit card PIN serves as a crucial shield for your transactions. This 4-digit Personal Identification Number (PIN) is designed for your security, ensuring that only you can access your account. However, if you find the given PIN hard to remember, fear not. HDFC Bank provides convenient methods to generate or change your credit card PIN. In this guide, we’ll walk you through the steps and offer essential tips on safeguarding your PIN.

If you are unable to resolve kindly visit HDFC.

How to Generate Your HDFC Credit Card PIN:

Method 1: Generate HDFC Bank Credit Card PIN via ATM

1. Call HDFC PhoneBanking to receive a One Time Password (OTP) on your registered mobile number.
2. Insert your card into the HDFC ATM and select your preferred language.
3. Opt for ‘Create New PIN using OTP’ and enter your 10-digit mobile number.
4. Input the OTP received on your mobile.
5. Choose a 4-digit PIN of your choice and confirm it.
6. You’ll receive a confirmation message from HDFC Bank, confirming your new credit card PIN.

Method 2: Generate HDFC Credit Card PIN via Net Banking

1. Log into your HDFC net banking account.
2. Navigate to ‘Credit Card’ > ‘Credit Card ATM PIN.’
3. Select your credit card from the options and click ‘Continue.’
4. A confirmation message for a successful transaction will be displayed.
5. HDFC Bank will send your new credit card PIN to your registered mailing address.

How to Change Your HDFC Credit Card PIN:

Method 1: Change HDFC Credit Card PIN via ATM

1. Insert your credit card into the HDFC ATM and choose your language.
2. Enter your existing PIN and select the ‘Change’ option.
3. Enter your registered mobile number to receive an OTP.
4. After entering the OTP, set a new 4-digit PIN of your choice.
5. HDFC Bank will send a confirmation message for the change of your existing credit card PIN.

Method 2: Change HDFC Credit Card PIN via Net Banking

1. Log into your HDFC net banking account.
2. Select ‘Credit Card’ > ‘Change PIN.’
3. An OTP will be sent to your registered mobile number; enter it and click ‘Continue.’
4. Choose a new 4-digit credit card PIN.
5. HDFC Bank will send a confirmation message for the change of your existing credit card PIN.

Also read: Registering and Resetting Quick Access PIN in HDFC Mobile Banking

Tips to Keep Your Credit Card PIN Safe:

1. Always ensure you’re alone while using the ATM.
2. Verify the card slot’s integrity to avoid skimming devices.
3. Never share your PIN, even with bank employees. Avoid writing it down or sharing it online.
4. Choose a non-obvious PIN and avoid saving it on websites.
5. Use secure websites (starting with ‘https://’) for online transactions.
6. Change your PIN regularly and monitor your account for suspicious activity.
7. Use different PINs for different cards.
8. Immediately block your card if lost or stolen by contacting HDFC customer care.